Steph Liddiard Realty, LLC

"I Work For My Client, Not For Myself"

About Us

I'm Steph Liddiard, Agent with Keller Williams. I don’t buy and sell homes – I help make dreams come true! Whatever your vision for the future is, I help you get there hand-in-hand. I work closely with buyers and sellers, as well as handling all closing documents to ensure you are giving or receiving a clean title. Regardless of which service you’re utilizing, you get the same personable experience every time. I may work with buying and selling homes, but my true business is in the relationships I build along the way. I'm looking forward to partnering with Northeast Iowa and Southeast Minnesota consumers to continue offering a premier real estate experience. I'd like to personally invite you to contact me to find your dream property today!

Our Story

Steph Liddiard is a mother of six wonderful children, and she got inspired by her broker and son to start her real estate career. She has learned over the years to wear many hats during her past jobs as a local business owner, hairdresser and by working with children with special needs. She has been working in real estate for more than 8 years and during that time, has worked with many families from all walks of life! Steph specializes in residential real estate, farmland sales, and hunting land sales. She proudly serves Waukon, Iowa, Lansing, Iowa, Decorah, Iowa, Mabel, Minnesota, Spring Grove, Minnesota, and surrounding areas. If you're looking for someone who knows what they're doing and will get the job done right without wasting your time or money, Steph Liddiard is the real estate agent for you! She is dedicated to helping you find the best possible solution for your needs.

Steph believes that buying or selling a home is one of the most important decisions you'll ever make, and she wants to help you find the perfect place for you and your family. Her goal is to help you make the best decision for your needs, whether you're looking to buy or sell. She knows that buying a home is a big investment, so she’s here to guide you through every step of the process, from finding a neighborhood that suits your needs to making sure your home is accurately priced and advertised online so that it sells quickly.

Steph is a real estate agent with an eye for detail. She's always willing to go the extra mile to make sure her clients are satisfied, and she has a knack for finding exactly what they're looking for. She has built her career on helping people find their dream homes. She works with sellers to help them sell their homes quickly and for the highest possible price, and she works with buyers to find them the perfect home within their budget.

Steph also specializes in hunting land sales. She works with both buyers and sellers to help them find their ideal location, whether it's for hunting, relaxing, or just getting away from the hustle and bustle of everyday life. Let Steph help you find the perfect piece of land so you can enjoy your time there as much as possible!

If you're looking for a real estate agent who will get things done and make sure your needs are met, Steph is the best option! She always goes above and beyond to make sure that her clients' needs are met, and she'll work hard until she finds exactly what you're looking for. Call Steph today at (563) 794-1033 to schedule your appointment with her!

Areas Served

Our Professional Associations

National Association of REALTORS®

Our Certifications

Certified Home Stager
Licensed in Iowa
Licensed in Minnesota
Licensed in Wisconsin
Senior Real Estate Specialist

What We Offer

Our Specialties include:

Residential Real Estate
Farmland Sales
Hunting Land Sales
First Time Home Buyers

Our Services include:

Farm Specialist
Land Specialist
Real Estate
Commercial Real Estate
Property Management
House Sales
Acreage Sales
Realtor
First Time Home Buyer
Senior Housing
Sell Your Home
Certified Home Stager

Testimonials

On 2/1/2026 Emily Wheat had this to say:
Steph was awesome to work with! I tried to sell my house for sale by owner, and just didn’t have the time to manage it on my own. She facilitated the sale while I was out of state and took so much stress off my shoulders. Thank you!

On 4/28/2025 Amanda J had this to say:
Steph was amazing! She walked us through all the options of selling our house. We were a little hesitant of going with a realtor after previous bad experiences. But Steph made us feel comfortable and had our house sold in no time. She is reliable, easy to talk with. Highly recommend. Testimonial written by Amanda J on this site.

On 4/24/2025 Quinn Brennan had this to say:
Steph was awesome to work with. She made the whole process way easier than I expected, always quick to answer questions and super on top of everything. It felt like she actually cared about helping me find the right place, not just making a sale. I’d definitely recommend her to anyone looking to buy a home!

On 4/24/2025 Mark had this to say:
Always friendly and available for any questions...has resources to get your house sold...she's a go getter!! Testimonial written by Mark on this site.

On 4/15/2025 Jim Casterton had this to say:
Steph helped my son and daughter in law buy a house in Mabel, MN, helped them sell that house just a year or two later, helped them sell a house in Burr Oak, Iowa, and helped them buy a house with some acreage just on the outside of Mabel. She communicated frequently, openly and knowledgeably and, most of all, she genuinely cared. As a former title insurance agent/real estate attorney with more than thirty years of experience, I have worked with hundreds of agents and been involved in thousands of closings. Steph is as good as they get and I recommend her highly.

Contact Us

Steph Liddiard Realty, LLC
Mabel, MN 55954
Phone: (563) 794-1033
Email: stephsells@kw.com

Where To Find Us

Our Hours

Holiday Hours May Vary. Please Call For Details.

Monday: 8:00 AM - 8:00 PM
Tuesday: 8:00 AM - 8:00 PM
Wednesday: 8:00 AM - 8:00 PM
Thursday: 8:00 AM - 8:00 PM
Friday: 8:00 AM - 8:00 PM
Saturday: 8:00 AM - 8:00 PM
Sunday: 8:00 AM - 8:00 PM

News

🎉🏡 Thinking About Buying Your First Home in 2026? 🏡🎉

Start the year strong with these must-know tips for first-time buyers:

✅ Check Your Credit Score – A healthy score = better loan options!

✅ Get Pre-Approved – Know your budget before you shop.

✅ Save for Closing Costs – It’s more than just the down payment!

✅ Work with a Local Expert – Your hometown agent knows the market best.

Ready to make your dream a reality? Let’s talk! 💬

📞 Steph Liddiard Realty, LLC – Keller Williams Realty

✨ Your first home is closer than you think!

🔑 #FirstTimeHomeBuyer #HomeBuyingTips #StephLiddiardRealty #KellerWilliams #YourLocalAgent #DreamHome2026 #RealEstateGoals

👋 Hi, I’m Steph Liddiard, Agent with Keller Williams!

🏡 I don’t just buy and sell homes—I help makedreams come true! Whatever your vision for the future, I’ll guide you every step of the way.

🤝 I work closely with buyers and sellers, handling all closing documents to ensure a smooth process and a clean title. No matter which service you choose, you’ll always receive the same personable, client-focused experience.

💬 Real estate is my business, but buildinglasting relationships is my passion.

🌟 I’m excited to partner with Northeast Iowa and Southeast Minnesota communities to deliver a premier real estate experience. Ready to find your dream property? Contact me today—I’d love to help make it happen!

#MeetYourAgent #StephLiddiard #KellerWilliams #DreamHome #HomeSweetHome #RealEstateExpert #NortheastIowa #SoutheastMinnesota #YourDreamProperty #RealEstateGoals #HomeBuyingMadeEasy #PremierExperience

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FAQ

First-Time Home Buyer FAQs

1. What’s the first step in buying a home?
The first step is getting pre approved for a mortgage. This gives you a clear price range and strengthens your offer when you’re ready to buy.

2. How much money do I need for a down payment?
This varies based on your loan type—some loans require as little as 3%, and some buyers may qualify for down payment assistance.

3. How long does the home-buying process take?
Typically 30–60 days once you’re under contract, depending on inspections, appraisal, and the lender’s timeline.

4. What costs should I expect besides the down payment?
Closing costs, inspection fees, appraisal fees, earnest money, and moving expenses.

5. Do I need a real estate agent as a first-time buyer?
Absolutely. An agent advocates for you, negotiates on your behalf, and guides you through the process at no cost to you (the seller typically pays the agent fees).

Buying a Home (General FAQs)

1. How many homes should I look at before making a decision?
As many as it takes to feel confident. Your agent will help you compare each home and evaluate pros and cons.

2. What is earnest money?
A deposit showing you’re serious about your offer. It’s applied toward your closing costs or down payment at closing.

3. What happens during the home inspection?
A licensed inspector checks the home’s structure, systems, and safety. You may negotiate repairs or credits based on findings.

4. What’s an appraisal?
A lender-required valuation to ensure the home is worth what you’re paying.

Selling a Home FAQs

1. How do I know what my home is worth?
Your agent will run a Comparative Market Analysis (CMA) based on recent sales of similar homes.

2. How long does it take to sell a home?
Depending on the market, typically 1–3 months. Well priced homes in good condition often sell faster.

3. What should I do to prepare my home for listing?
Declutter, deep clean, make simple repairs, boost curb appeal, and consider staging.

4. Do I need to be out of the house for showings?
It’s recommended—buyers feel more comfortable exploring freely.

5. Who pays closing costs when selling a home?
Sellers usually cover agent commissions and certain fees, while buyers typically pay lender-related costs. Your agent will break down specifics.

Land Buying & Selling FAQs

1. What should I look for when buying land?
Zoning, access to utilities, road access, soil quality, environmental restrictions, and survey boundaries.

2. Do I need a survey?
Highly recommended. A survey clarifies property lines, easements, and any encroachments.

3. How is land financed?
Land loans often require higher down payments (10–30%) and have different terms than traditional mortgages.

4. How long does it take to sell land?
Land typically takes longer to sell than residential property, depending on location and demand.

Commercial Real Estate FAQs

1. What are the types of commercial properties?
Office buildings, retail spaces, industrial properties, multi family units, and mixed use developments.

2. How does financing differ for commercial properties?
Commercial loans require higher down payments, more documentation, and shorter terms than residential loans.

3. What should I consider when choosing a commercial location?
Zoning, foot traffic, parking, access, visibility, and future development plans.

4. Do I need an agent for commercial real estate?
Yes. Commercial transactions are more complex and require specialized market knowledge.

Tips From the Agent

1. Get Pre Approved Early
It strengthens your offer and speeds up the process.

2. Don’t Skip the Inspection
Even newly built homes can have hidden issues.

3. Stay Flexible
Being open to small repairs or minor location shifts can help win competitive offers.

4. Think Long Term
Consider resale value, neighborhood growth, and future plans.

5. For Sellers: Price Smart
Overpricing can lead to your home sitting on the market longer and selling for less.

6. For Land Buyers: Do Your Due Diligence
Check zoning, utilities, soil tests, and road access before making any commitments.

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